Investment Calculator

Choose your investment strategy and calculate potential returns

Monthly Investment

₹

Annual Step Up

Expected Return Rate (p.a)

Time Period

Years

₹51,96,310 Total Value

Invested Amount

₹21,00,000

Est. Returns

₹30,96,310

Total Value

₹51,96,310

What is Step Up SIP?

Step Up SIP allows you to increase your investment amount periodically, typically aligned with your income growth, maximizing wealth creation through higher contributions over time.

Power of Compounding

With Step Up SIP, the power of compounding works on increasingly larger amounts, significantly boosting your returns compared to regular fixed SIPs.

Beat Inflation

By increasing your investments annually, Step Up SIP helps counter the effects of inflation and maintains the real value of your investments.

Total Investment

₹

Expected Return Rate (p.a)

Time Period

Years

₹1,76,234 Total Value

Invested Amount

₹1,00,000

Est. Returns

₹76,234

Total Value

₹1,76,234

What is Lumpsum Investment?

Lumpsum investment involves investing a large amount at once. It's ideal when you have surplus funds and want to maximize returns over a specific period.

Compounding Benefits

Your entire investment amount starts earning returns from day one, allowing maximum time for compounding to work its magic on your wealth.

Market Timing

Lumpsum investments work best during market corrections or when you have a long investment horizon to ride out short-term volatility.

Why Invest With Us?

Maximize your wealth creation potential with our systematic investment strategies

Higher Returns

Optimize your investments with our strategic approach to maximize returns over time

Risk Management

Diversified portfolio strategies to minimize risk while maintaining growth potential

Expert Guidance

Professional advisors to help you make informed investment decisions

Easy Tracking

Monitor your investments anytime, anywhere with our digital platform

How It Works

Simple steps to start your wealth creation journey

Choose Strategy

Select between SIP or Lumpsum based on your financial goals and available funds

Calculate Returns

Use our calculators to estimate potential returns based on your investment parameters

Start Investing

Begin your investment journey with our easy onboarding process and expert support

Track Growth

Monitor your portfolio performance and watch your wealth grow over time

Frequently Asked Questions

Get answers to common questions about investments

What is the difference between SIP and Lumpsum?

SIP (Systematic Investment Plan) involves investing a fixed amount regularly (monthly), while Lumpsum is a one-time investment of a large amount. SIP helps in rupee cost averaging and is ideal for regular income earners, while Lumpsum works well when you have surplus funds.

What is Step Up SIP?

Step Up SIP is an enhanced version of regular SIP where you increase your investment amount periodically (usually annually) by a fixed percentage. This helps you invest more as your income grows, leading to significantly higher wealth accumulation.

Which is better - SIP or Lumpsum?

Both have their advantages. SIP is better for disciplined investing and averaging market volatility, ideal for salaried individuals. Lumpsum works well during market corrections or when you have a long investment horizon. The choice depends on your financial situation and goals.

Can I switch between SIP and Lumpsum?

Yes, you can use both strategies simultaneously. You can start with SIP for regular investing and add lumpsum amounts whenever you have surplus funds like bonuses or windfalls.

What returns can I expect?

Returns depend on the type of mutual fund and market conditions. Historically, equity funds have delivered 12-15% annual returns over the long term, while debt funds typically offer 6-8%. Past performance doesn't guarantee future returns.